Copyright © 2006-2009 Clever Dude. All Rights Reserved. Here in our home, we have “Residential Time Metered” electric service. Rather than paying the same rate regardless of the hour of the day, we pay less during “off-peak” and “intermediate-peak” hours than we do “peak” hours. If you’re not sure whether you pay metered or flat rate service, check your bill or call your electric company to find out. Generally, peak hours are from 8am-9pm, intermediate hours are Saturdays (8am-9pm) and off-pe

read more about this post by External Sources

You don’t need a massive budget to do update the look of your home. Omeshne Naidoo shares some tips…

read more about this post by External Sources

Hello my blogging friends, Let me just say firstly a very BIG THANK YOU for all your support over the past year!!! You are all really unbelieveable, and if it wasn’t for all your lovely comments and encouragement, I don’t think I would post nearly as often. It really has meant a lot to me, to hear from you! So THANK YOU! I really hope you all have had wonderful, Christmas, and New Year celebrations and May God bless you all in this year ahead. We have come home from a wonderful time away! O

read more about this post by External Sources

Andre Thunestvedt asked: It’s no secret that 44% of new businesses in the real world close their doors within the first two years of opening them. In the first four years, 66% of small businesses fail. In the online world, the numbers are worse. Everything is faster on the internet and that includes the deterioration of new businesses. 95% of online businesses fail and they fail in a matter of months. Disheartening? It doesn’t have to be. You can learn from other people’s mistakes. Other pe

read more about this post by External Sources

I was a father of 3 boys, in 1986, living in the good life in our first purchased home. It was December. We bought the home in late May and son #3 was born in early June. I was 4 months into the second year of the job that brought us to the desert. I walked to work so one car was enough. I was still putting in long hours toward grading papers. The upcoming holiday break would be a welcome relief. I came home late from work that evening. My wife told me that she took the sick baby to the doc

read more about this post by External Sources